Off To College Scholarship Sweepstakes
The Off To College Scholarship Sweepstakes, provided by SunTrust, is giving students the chance to win a $1,000 scholarship for education expenses at an accredited college or private career school. All high school seniors planning to attend college, or current college students who are enrolled in undergraduate studies are eligible to enter the Off To College Scholarship Sweepstakes. The Off To College Scholarship Sweepstakes is open to any legal resident of the 50 United States and the District of Columbia.
The Off To College Scholarship Sweepstakes will hold fifteen drawings, with one scholarship winner chosen every two weeks. The Off To College Scholarship Sweepstakes is free to enter and eligibility not based on GPA or financial need.
Repossession numbers could increase
Over the past year or so repossession numbers have been declining, which has come as good news for homeowners and for the property industry as a whole. However, according to recent reports repossession numbers are on the rise again after it was revealed that 9,100 properties had been taken back by lenders in the three months leading to the end of March.
Between the last quarter of 2009 and the first quarter of this year repossession numbers had been falling each quarter according to figures, but the first quarter of this year saw an increase of 15 percent in repossession numbers. The Council of Mortgage Lenders has predicted that repossession numbers will continue to rise this year, adding that the figure could go as high as 40,000 repossessions or more over the course of the year.
The low base interest rate is, at present, helping some families to cope with repayments on their mortgages, as it has resulted in their repayments being lower.
Mortgage Poll: Are Strategic Defaults Ethical?
I know a guy — let’s call him Fred — who has a plan for walking away from his home and the $400,000 mortgage on it. Fred lives in Phoenix, one of those particularly hard hit real estate markets in a state that prohibits banks from coming after borrowers for additional money once a home has gone into foreclosure. The home he bought for more than $400,000 is now worth about $225,000, by his estimates. He’s saved up quite a bit of money and can keep making the payments. But he’s nearing retirement, and figures that, the way he’s going, he’ll never have home equity.
Saving Big Bucks on Office Supplies
If you have children in school or a home office, you can easily spend hundreds or even thousands of dollars a year on home office supplies. Here’s how to cut the cost:
1) Reuse. Rather than tossing out bits of paper, for example, cut them up and use them for rough notes or use the backs of letters to print rough drafts. You’ll save a small fortune on paper.
2) Buy in bulk. Buying larger quantities of printer toner, paper, and pens is almost always cheaper. Also, check out the sale and clearance section of your local office supply store – you can often find supplies at up to 75% off.
3) See whether a local office supply store has a cash-back or rewards program. Many do, and these can make your dollar go further. Plus, when you do sign up for these programs, you will generally receive emails about upcoming sales, when you can stock up on essentials for less money.
4) Be careful when buying office gadgets. You m